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Credit Grade Calculator


Please enter the information as best you can to find out your credit grade.
Section A: Mortgage Lates
Within the last 24 months have you had any late payments on your mortgage?

If yes, continue, otherwise skip to section B.
Number of Mortgage Lates
Within the last 12 months Between 13 and 24 months ago
30-59 days late
30-59 days late
60-89 days late
60-89 days late
90+ days late
90+ days late
Are you currently late on your mortgages?
Section B: Consumer Loan Lates
Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?

If yes continue, otherwise skip to section C.
Number of Consumer Lates
Within the last 12 months Between 13 and 24 months ago
30-59 days late
30-59 days late
60-89 days late
60-89 days late
90+ days late
90+ days late
Are you currently late on your consumer loan payments?
Section C: Collections, Charge offs, Judgements, Tax Lien
Do you have any collections, charge offs, judgements or tax liens?
Section D: Bankruptcies
Have you been bankrupt during the last 7 years?
Section E: Foreclosures
Have you had any foreclosures during the last 7 years?
Section F: Payment load
Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?
Section G: Equity in your property
The value of my house is $
The total amount of loans on my house are $


Riverstone Mortgage - 708 Main Street, Suite 880 - Houston, TX 77002
Office Phone: (713) 227-8000 Fax: (713) 227-8004 Toll Free Phone: 1-800-836-5210


We lend in the following states: TEXAS

Monday thru Friday - 9am-5pm CST; Nights & Weekends - By Appointment

Rates shown are subject to market conditions and may change at any time without notice.  Your rate may only be locked by executing a written Rate Lock Agreement & Good Faith Estimate with a licensed loan officer. Call 1-800-836-5210 to execute a rate lock. Not everyone will qualify. Rates shown are for a: purchase, primary residence, single family residence, in Texas, with >/=20% down payment (3.5% for FHA), full income, full asset, full employment documentation, >740 middle credit score (>640 for FHA), with an escrow account, 30 day lock period, without a second lien.

Texas State Licenses:  Justin S Navaretta, CRMS, TX MB Lic.#81146 & TREC Lic.#0577418; Michael L Gale TX MB Lic.#1665; William R Webb TX LO Lic.#84225. Riverstone Mortgage is a Registered Service Mark. Riverstone Mortgage Partners, LP DBA Riverstone Mortgage, TX MB Entity Lic.#81147. All content on this website is copyrighted and may not be copied or reproduced in full or in part.Mortgage Rates, Houston Mortgage, Austin Mortgage, Dallas Mortgage, San Antonio Mortgage, El Paso Mortgage, Corpus Christi Mortgage, Round Rock Mortgage, Tampa Mortgage, Orlando Mortgage, Tallahassee Mortgage, Dunedin Mortgage, Woodlands Mortgage, Kingwood Mortgage, Sugarland Mortgage 



Equal Housing Opportunity NAMB - National Association of Mortgage Brokers REALTORŪ TAMB - Texas Association of Mortgage Brokers

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